Loan Against Property

Get Hassle-Free Fund Against
Your Property

while Business loans provide quick access to funds, they are priced relatively higher. So, if your fund requirement is higher and you are looking for lesser rates, Loan against property is the ideal choice. Under LAP, you can avail loan against your residential property / commercial property as well industrial property. The best part is that term loan as well Overdraft facility is available under this product. We offer loans with unique benefits which include speedy process, best rates, hassle free documentation and door step service.

In last few years, the product has so evolved that Banks / NBFCs offer LTVs up to 95% of the market value of the property which was unheard of. So if you require funds and are willing to provide collateral, this indeed is the right choice. 

You can get Loan if you meet the following criteria

Loan Against Property - Criteria

Age Limit

21 to 65 years

Ownership

Self-owned office or residence

Business Continuity

Minimum 3 years

Security

Residence
Commercial
Industrial

LTV

60% to 80% depending on collateral

Documents

KYC
Last 12 months GSTR 3B
Last 2 years financials
Last 12 months Bank statement of current account