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About Vector

One stop financial solution provider

Vector offers loans at a competitive rate of interest for various needs which includes Personal loan, Home Loan, Gold loan, Business loan & Business OD, OD / CC limits, Loan against Property, CGTMSE, LC / BG / EPC. The company is founded by former bankers - Rajiv Joshi and Shailesh Kumar who collectively have a banking experience of more than 35 years and who have exposure to Retail banking as well as SME products. At Vector, we are currently working with 25+ partners which include banks and NBFCs.

Having spent a large part of our careers with a leading private Bank, we ensure that we operate with transparency and keep customer interest as our top most priority. We do not look at a loan proposal as a transaction but we look at it as an opportunity to build a long standing relationship with our customer by servicing his need. We firmly believe in the dictum that One good customer brings 10 good customers. 

So, if you are looking for trust & transparency, you are at the right place. 

About VECTOR Founders

Rajiv Joshi​

Founder, VECTOR

Rajiv is a former banker having 20 years of experience in the retail finance and banking domain, known for his work ethic. He is dedicated to providing service for which customers have chosen Vector. His various exposure to sales, credit appraisal, and cross-sell as well as the rural banks have helped him to be provident banking professional. He is aiming of creating a seamless distribution network platform using networking and technology collaboratively for customer outreach. He has been honed for his credit analysis and process orientation skills through ICICI bank (19 years) and GE Countrywide (1 year).

Shailesh Kumar

Co-Founder, VECTOR

Shailesh was regional head at ICICI bank managing end to end relationship with large corporate. He is an alumnus of the university of Ranchi. After earning management degree from the Som Lalit Institute of Management, he has started his career at Gateway infosys. He is passionate leader driving business objective through gradual focus and market insight driven approach. He is versatile leader having 18 years of track record of working in urban as well as semi-urban & rural markets. His acquisition skills have held him in a good positioned in his career spanning over 20 years in banking and IT.

Six Reasons For People Choosing Us

Quick & Easy Loan Approvals

Once you apply successfully and complete all the required steps immediately, your loan will be disbursed directly to your account.

Customer Centricity

We understand the value of consumer well being hence we revisit our strategies to maintain strong relationships with customers.

Multiple Lenders

Since we collaborate with the reputed big banks and NBFCs, the chances of loan approval at a better rate become higher.

Flexible Repayment option

With us, you can enjoy the flexibility to pick the tenure that best suits you and repay the loan in pocket-friendly EMIs.

Transparency

We have absolutely no kind of undisclosed costs and provide our customers with clear, straightforward terms.

Minimal Documentation

You can enjoy a hassle-free experience because the loan approval process does not require heavy documentation.